KYC Documentation Required Per Country for Individuals & Businesses

Yellow Card is a multinational company that exists across several countries. Since each of these countries have unique laws, we are required to collect information that may vary from country to country. The information that we collect may also be used to keep our users safe from fraudulent activities.

Yellow Card collects information about you based on your Tier. Each Tier, with the exception of Tier 0, requires a unique set of documents per country. 

Tier 0

The documents required for Tier 0 mainly consist of general basic registration data. It is the same for all countries Yellow Card operates in and includes: 

  • Phone Number 
  • Email 
  • Full Name 
  • Date Of Birth

Verification Process: You will be required to verify this yourself by simply opening your email and clicking on an email we will send you.

Tier 1, 2, 3 & 4 per country

The documents required for verification for these tiers may vary by country. Please, kindly click on your country of residence below:

Ghana  | Cameroon | Senegal | Tanzania  | South Africa | Nigeria | Botswana

Gabon | Côte d'Ivoire | Zambia | Malawi | Uganda  | DR Congo | Rwanda | Kenya

Ghana

Tier 1

  • Selfie
  • ECOWAS Identification
  • Driver’s License
  • SSNIT (Social Security and National Insurance Trust) Card

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of funds (Bank statement)

Tier 3

  • Proof of Income
  • TIN (inputted number)
  • Proof of Occupation/ Business
  • Employer's address/Business Address
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Tier 4

  • Certificate of Incorporation & Certificate to Commence Business, Forms 3 & 4
  • ID card of directors & key contact person
  • Residential Address Confirmation Documents of three Key Directors
  • All Signatories and all Shareholders with 10% or more interests.
  • Proof of Correspond (GhanaPostGPS address)
  • Proof of Address of company
  • WBen for foreign directors
  • Notarised docs
  • TIN of Company and Directors.
  • Board Resolution Letter on the Company’s Letter Head or with a Seal of the Company.

Zambia

Tier 1

  • Selfie
  • National ID
  • Passport

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of funds (Bank statement)

Tier 3

  • Reference Letter (employer or government body)
  • Employer's address/Business Address
  • Source of Funds
  • Proof of Occupation/Business
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Tier 4

  • Company registration documents (PACRA documents) and Company profile.
  • TIN/Tax Certificate (ZRA Tax form)
  • Identification documents for directors(NRC or passport)
  • Proof of Address for Business and all Directors.
  • A Board Resolution Letter on the company’s official letterhead authorizing the opening of the OTC account with Yellow Card – signed by the Director(s).

Cameroon

Tier 1

  • Receipt of ID
  • National ID
  • Selfie

Tier 2

  • Proof of residency/ Proof of Residential Address
  • Proof of funds (Bank statement)

Tier 3

  • No Conviction Document
  • CTC of Proof of Source of Funds (Bank Statement)
  • Proof of Occupation/Business
  • Employer's address/Business Address

Tier 4

  • Company articles of association as required by OHADA (notarized)
  • Certified sketch map of business location
  • Notice of publication of statutes
  • General Assembly Minutes constituting the company (required only for Public Limited Companies)
  • Valid Business license
  • Taxpayers number (valid taxpayer’s card)
  • Tax certificate (certificate of non-indebtedness)
  • Company stamp
  • Valid National Identity Cards or Passports of the signatories (photocopy needed also).

Gabon

Tier 1

  • National ID
  • Passport
  • Selfie

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of funds (Bank statement)

Tier 3

  • Proof of Income
  • TIN (inputted number)
  • Proof of Occupation/ Business
  • Employer's address/Business Address
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Malawi

Tier 1

  • National ID
  • Passport
  • Traffic Register Card
  • Selfie

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of funds (Bank statement)

Tier 3

  • Employer's address/Business Address
  • Source of funds
  • Proof of Occupation / Business
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Senegal

Tier 1

  • National ID
  • ECOWAS Card
  • Selfie

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of funds (Bank statement)

Tier 3

  • Proof of Income
  • TIN (inputted number)
  • Proof of Occupation/ Business
  • Employer's address/Business Address
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Uganda

Tier 1

  • Government Issued ID
  • Selfie

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of source of funds (Bank statement)

Tier 3

  • Employer's address/Business Address
  • Source of Funds
  • Proof of Occupation/Business
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Tier 4

  • Certificate of incorporation
  • Memorandum and Articles of Association (MERMART)
  • Company form 20 (Particulars of Directors)
  • A Board Resolution Letter on the company’s official letterhead authorizing the opening of the OTC account with Yellow Card – signed by the Director(s).
  • Company form 18 (shows location of business)
  • ID cards of Directors
  • Tax Registration Certificate or TIN.

DR Congo

Tier 1

  • Passport
  • Driver’s License
  • Selfie

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of funds (Bank statement)

Tier 3

  • Employer's address/Business Address
  • Source of funds
  • Proof of Occupation / Business
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Botswana

Tier 1

  • National ID
  • Selfie

Tier 2

  • Proof of Residency/ Proof of Residential Address
  • Proof of source of funds (Bank statement) 

Tier 3

  • Non-Conviction Document
  • CTC of Proof of Source of Funds (Bank Statement)
  • Proof of Occupation/Business
  • Employer's address/Business Address
  • Three months wallet statement

Tier 4

  • Certificate of Incorporation
  • Share certificates
  • Directors Ids/passports
  • Form 2 (Company physical address and postal address)
  • Form 3 (Evidence of Directors Residency)
  • Tax Receipt/Certificate or Tax Identification Number
  • A Board Resolution Letter on the company’s official letterhead authorizing the opening of the OTC account with Yellow Card – signed by the Director(s).

South Africa

Tier 1

  • ID booklet
  • National ID
  • Selfie

Tier 2

  • Proof of Residency/ Proof Of Residential Address
  • Proof of source of funds (Bank statement)
  • Verified FICA documents

Tier 3

  • Non-Conviction Document
  • CTC of Proof of Source of Funds (Bank Statement)
  • Proof of Occupation/Business
  • Employer's address/Business Address
  • Two-factor authentication should be activated for more than 31 days
  • Three months wallet statement

Tier 4

  • Certified ID or Passport of all three Directors  
  • Proof of Physical Address of all Directors
  • Company Registration documents  
  • Share Certificate
  • Tax clearance of corporate entity (Registration and SARS docs)
  • A Board Resolution Letter on the company’s official letterhead authorizing the opening of the OTC account with Yellow Card – signed by the Director(s).

Rwanda

Tier 1

  • National ID
  • Rwanda Card
  • Selfie

Tier 2

  • Proof of residency/ Proof of Residential Address
  • Proof of source of funds (Bank statement)

Tier 3

  • Employer's address/Business Address
  • Source of Funds
  • Proof of Occupation/Business
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Tier 4

  • Certificate of Incorporation
  • Share certificates
  • Directors Ids/passports
  • Form 2 (Company physical address and postal address)
  • Form 3 (Evidence of Directors Residency)
  • Tax Receipt/Certificate or Tax Identification Number
  • A Board Resolution Letter on the company’s official letterhead authorizing the opening of the OTC account with Yellow Card – signed by the Director(s).

Tanzania

Tier 1

  • National ID
  • Selfie

Tier 2

  • Proof of Residency/Proof of Residential Address
  • TIN document
  • Proof of source of funds (Bank statement)

Tier 3

  • CTC of Proof of Source of Funds (Bank Statement)
  • Proof of Occupation/Business
  • Employer's Address/Business Address
  • Three months wallet statement

Tier 4

  • Memorandum and Articles of Association (MERMART)
  • Certificate of Incorporation/Registration
  • Valid business license (Where applicable)
  • TIN (Tax Identification Number)
  • Means of ID of Directors
  • A Board Resolution Letter on the company’s official letterhead authorizing the opening of the OTC account with Yellow Card – signed by the Director(s).
  • Proof of Address of Directors
  • Shareholders Certificate

Côte d’Ivoire

Tier 1

  • National ID
  • Selfie

Tier 2

  • Proof of Residency/Proof of Residential Address
  • TIN document
  • Proof of source of funds (Bank statement)

Tier 3

  • Proof of Income
  • TIN (inputted number)
  • Proof of Occupation/ Business
  • Employer's address/Business Address
  • CTC of Proof of source of funds (Bank statement)
  • Three months wallet statement

Kenya

Tier 1

  • National ID
  • Alien Card
  • Selfie

Tier 2

  • Proof of residency/ Proof of Residential Address
  • Proof of source of funds (Bank statement)

Tier 3

  • Proof of Occupation/ Business
  • Employer's Address/ Business Address
  • CTC of Proof of Source of Funds (Bank Statement)
  • Three months wallet statement

Tier 4

  • An Original and Copy of the Company’s Certificate of Incorporation – The certificate must have scannable QR Codes.
  • Memorandum and Articles of Association
  • A Board Resolution Letter on the company’s official letterhead authorizing the opening of the OTC account with Yellow Card – signed by the Director(s).
  • KRA Pin Certificate or Tax-Exempt Certificate for the Company.
  • Identification documents of all directors of the Company and any Shareholders owning 25% or more. These documents include; KRA Pin Certificate plus an Original and Copy of a National Identity Card (ID) or a Valid Passport.
  • A duly signed Company Registration Form (Form CR1) – for companies incorporated after the enactment of the Companies Act 2015.
  • Form CR2 Memorandum for a Company with share capital.

– Or, Form CR3 Memorandum for a Company limited by Guarantee.

– Or, Form CR4 Memorandum for a Company whose liability is unlimited;

  • Form CR8 showing the residential address of the Directors of the Company.
  • An updated Form CR12 that shows the list of Directors and Shareholders of the Company.

Nigeria

Tier 1

  • BVN Verification
  • Selfie

Tier 2

  • Government Issued ID
  • Proof of Residential Address
  • Proof of source of funds (Bank statement)

Tier 3

  • National Identity Number (NIN)
  • CTC of Proof of source of funds (Bank statement)
  • Proof of Occupation/Business
  • Employer's Address/Business Address
  • Three months wallet statement

Tier 4

  • Board Resolution authorizing the opening of the account and approving the account signatories.
  • Copy of the company certificate and other incorporation documents.
  • Residential address of the directors.
  • Bank Verification Number of signatories of directors
  • Notarized Valid identification of the directors such as international passport, driver's license, etc.
  • Tax Identification Number for the company
  • Notarized Utility bill of business addresses such as the Power Holding Company of Nigeria (PHCN), water bill, Lagos Waste Management Authority (LAWMA), etc.
  • Notarized Evidence of Special Control Unit Against Money Laundering (SCUML) registration for companies categorized as DNFI.
  • Notarized Ultimate Beneficial Owner Document showing the percentage of ownership.

If you encounter any issues, please reach out to our Support Team.

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