Understanding Transaction Limits in the Payment API
Last updated: April 25, 2026
Each payment channel on the Yellow Card Payment API has defined minimum and maximum amounts that can be processed in a single transaction.
This page outlines those limits and explains how to apply them in line with your own KYC and compliance requirements.
Transaction limits protect both you and your customers by ensuring compliance with local regulations and partner network rules.
Key points:
- Limits apply per transaction.
- You’re responsible for setting tier‑based KYC limits within these ranges.
- Thresholds vary by country, currency, and payment method.
For regional KYC guidance or example limit structures, reach out to us.
Receive Transaction Limit
The amounts customers can deposit or send to your platform through supported channels.
| Country | Currency | Payment Method | Min Limit | Max Limit |
|---|---|---|---|---|
| Benin | XOF | Mobile Money | 1,800 | 300,000 |
| Botswana | BWP | Bank Transfer | 150 | 1,000,000 |
| BWP | Mobile Money | 150 | 9,500 | |
| Burkina Faso | XOF | Mobile Money | 1,000 | 1,500,000 |
| Cameroon | XAF | Mobile Money | 1,000 | 1,000,000 |
| Congo Brazzaville | XAF | Bank Transfer | 1,000 | 1,500,000 |
| Gabon | XAF | Bank Transfer | 1,000 | 10,000,000 |
| Ivory Coast | XOF | Mobile Money | 500 | 1,500,000 |
| Kenya | KES | Bank Transfer | 500 | 999,999 |
| KES | Mobile Money | 500 | 250,000 | |
| Malawi | MWK | Bank Transfer | 2,000 | 20,000,000 |
| MWK | Mobile Money | 2,000 | 750,000 | |
| Nigeria | NGN | Bank Transfer | 2,500 | 30,000,000 |
| Rwanda | RWF | Bank Transfer | 1,500 | 10,000,000 |
| RWF | Mobile Money | 1,500 | 10,000,000 | |
| South Africa | ZAR | Instant EFT | 200 | 500,000 |
| Tanzania | TZS | Bank Transfer | 2,500 | 150,000,000 |
| TZS | Mobile Money | 2,500 | 10,000,000 | |
| Togo | XOF | Mobile Money | 500 | 1,500,000 |
| Uganda | UGX | Bank Transfer | 15,000 | 36,000,000 |
| UGX | Mobile Money | 15,000 | 3,000,000 | |
| Zambia | ZMW | Bank Transfer | 50,000 | 15,000,000 |
| ZMW | Mobile Money | 100 | 20,000 |
Send Transaction Limit
Amounts you can send when disbursing funds to customers.
| Country | Currency | Payment Method | Min Limit | Max Limit |
|---|---|---|---|---|
| Benin | XOF | Mobile Money | 500 | 1,500,000 |
| Botswana | BWP | Bank Transfer | 150 | 1,000,000 |
| BWP | Mobile Money | 150 | 9,500 | |
| Burkina Faso | XOF | Mobile Money | 500 | 1,500,000 |
| Cameroon | XAF | Mobile Money | 1,000 | 1,000,000 |
| Congo Brazzaville | XAF | Bank Transfer | 1,000 | 1,500,000 |
| DR Congo | CDF | Mobile Money | 1,000 | 5,000,000 |
| Gabon | XAF | Bank Transfer | 1,000 | 10,000,000 |
| Ivory Coast | XOF | Mobile Money | 500 | 1,500,000 |
| Kenya | KES | Bank Transfer | 500 | 999,999 |
| KES | Mobile Money | 150 | 250,000 | |
| Malawi | MWK | Bank Transfer | 5,000 | 20,000,000 |
| MWK | Mobile Money | 5,000 | 750,000 | |
| Nigeria | NGN | Bank Transfer | 1,800 | 30,000,000 |
| Rwanda | RWF | Bank Transfer | 1,500 | 10,000,000 |
| RWF | Mobile Money | 1,500 | 10,000,000 | |
| Senegal | XOF | Mobile Money | 1,000 | 200,000 |
| South Africa | ZAR | Bank Transfer | 200 | 500,000 |
| Tanzania | TZS | Bank Transfer | 2,500 | 150,000,000 |
| TZS | Mobile Money | 2,500 | 10,000,000 | |
| Uganda | UGX | Bank Transfer | 15,000 | 36,000,000 |
| UGX | Mobile Money | 15,000 | 3,000,000 | |
| Zambia | ZMW | Bank Transfer | 100 | Unlimited |
| ZMW | Mobile Money | 100 | 20,000 | |
| Mali | XOF | Mobile Money | 500 | 1,500,000 |
| Togo | XOF | Mobile Money | 500 | 1,500,000 |